Offers

^ Checking and Money Market Offer effective 09/16/2024. Bonus offers require a new WSB Universal Checking account to be open and active for the entire statement cycle* to qualify for that statement cycle's* bonus. Annual Percentage Yields (APYs) are accurate as of 09/16/2024, variable, and subject to change at any time Universal Checking account is a tiered rate product and pays interest. APY for each tier is based on daily balance method: 0.05% APY on balances from $0.00 to $9,999.99, 0.10% APY on balances from $10,000.00 to $49,999.99, 0.15% APY on balances from $50,000.00 to $99,999.99, and 0.15% APY on balances $100,000.00 or more, requires $100.00 minimum balance to open account and must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing. Fees may reduce earnings. $200.00 Automatic Deposit bonus offer requires a $500.00 minimum recurring automatic deposit of payroll or government benefits to be received within 60 calendar days of account opening and will be credited to the checking account on the first statement cycle* after the direct deposit is received. A $200.00 payback fee will be imposed if the checking account is closed within 180 calendar days of account opening. Fees may reduce earnings. Offer applies to new checking account customers only, is redeemable at any branch location, cannot be combined with other offers, is limited to one per household, and does not apply to individuals that closed a WSB checking account within the past 180 calendar days. Ultimate Money Market account is a tiered rate product and pays interest. APY for each tier is based on daily balance method: 0.40% APY on balances from $0.00 to $24,999.99, 1.15% APY on balances from $25,000.00 to $49,999.99, 2.50% APY on balances from $50,000.00 to $99,999.99, 2.75% APY on balances from $100,000.00 to $249,999.99, and 3.00% APY on balances $250,000.00 or more, and requires $5,000.00 minimum balance to open. $10.00 minimum balance fee will be imposed monthly if the average daily balance° for the statement cycle falls below $5,000.00. Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing. Fees may reduce earnings. $100.00 Money Market Account Bonus requires $5,000.00 or more opening deposit and a Universal checking account to receive bonus. Bonus will be credited to the money market account within 60 calendar days of account opening. A $100.00 payback fee will be imposed on your money market account if either the money market account or Universal checking account is closed within 180 calendar days of account opening. Offer applies to new money market account customers only and does not apply to individuals that currently have a money market or closed a WSB money market within the past 180 calendar days. Offers expire 10/19/2024. Checking and Savings Offer effective 09/16/2024. Bonus offers require a new WSB Universal Checking account to be open and active for the entire statement cycle* to qualify for that statement cycle's* bonus. Annual Percentage Yields (APYs) are accurate as of 09/16/2024, variable, and subject to change at any time Universal Checking account is a tiered rate product and pays interest. APY for each tier is based on daily balance method: 0.05% APY on balances from $0.00 to $9,999.99, 0.10% APY on balances from $10,000.00 to $49,999.99, 0.15% APY on balances from $50,000.00 to $99,999.99, and 0.15% APY on balances $100,000.00 or more, requires $100.00 minimum balance to open account and must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing. Fees may reduce earnings. $200.00 Automatic Deposit bonus offer requires a $500.00 minimum recurring automatic deposit of payroll or government benefits to be received within 60 calendar days of account opening and will be credited to the checking account on the first statement cycle* after the direct deposit is received. A $200.00 payback fee will be imposed if the checking account is closed within 180 calendar days of account opening. Fees may reduce earnings. Offer is redeemable at any branch location, cannot be combined with other offers, is limited to one per household and does not apply to individuals that closed a WSB checking account within the past 180 calendar days. Savings account is a tiered rate product and pays interest. Annual Percentage Yields (APYs) are accurate as of 09/16/2024. APY for each tier is based on daily balance method: 0.05% APY on balances from $0.00 to $999.99, 0.10% APY on balances from $1,000.00 to $4,999.99, and 0.15% APY on balances $5,000.00 or more, and requires $100.00 opening deposit. $5.00 minimum balance fee will be imposed monthly if the average daily balance° for the statement cycle falls below $100.00. Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing. Fees may reduce earnings. $100.00 Savings Account Bonus $100.00 or more opening deposit and a Universal checking account to receive bonus. Bonus will be credited to the savings account within 60 calendar days of account opening. A $100.00 payback fee will be imposed on your savings account if either the savings account or Universal checking account is closed within 180 calendar days of account opening. Offer applies to new savings account customers only and does not apply to individuals that currently have a savings account or closed a savings account within the past 180 calendar days. Offers expire 11/30/2024. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month. To determine your statement cycle please ask your Personal Banker at the time of account opening. For tax reporting purposes, a 1099 form may be issued at yearend for recipients of bonuses. See disclosure for details. REV091824

*Annual Percentage Yield (APY) is effective 10/28/2024. Minimum balance to open and earn APY is $5,000. A penalty may be imposed for early withdrawal and fees may reduce earnings. Upon maturity of your 9 Month CD your account will automatically be renewed into a Standard Certificate of Deposit with a term that is equal to the next shorter standard certificate of deposit term. Offer subject to change at any time, please see disclosures for further details. REV102824

The Consumer Ultimate Money Market Annual Percentage Yield (APY) for each tier is based on daily balance method: 0.40% on balances $24,999.99 or less, 1.15% on balances $25,000.00 to $49,999.99, 2.50% on balances $50,000.00 to $99,999.99, 2.75% on balances $100,000.00 to $249,999.99, and 3.00% on balances equal to or greater than $250,000.00. The APY in each tier is accurate as of 02/01/2023 and will be paid on the entire balance in the account. A minimum balance fee of $10.00 will be imposed monthly if the average daily balance for the statement cycle falls below $5,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. A statement cycle may be from the 17th of the month to the 16th of the next month. Overdraft Protection requires an additional deposit account with funds sufficient to cover the overdraft items. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Contact a bank representative for additional product information or options that may be available to you. Offer subject to change at any time.