Loan and Mortgage Rates | WaterStone Bank

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Home Equity Line of Credit icon

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) allows you to borrow against the equity in your home, giving you flexible access to funds when you need them most. Whether you're tackling home improvements, consolidating debt, or covering unexpected expenses, a HELOC offers a revolving line of credit with competitive rates and the ability to borrow only what you need—when you need it.


Home Equity Bridge icon

Home Equity Bridge Loan

A Home Equity Bridge Loan can help to cover the down payment or expenses on a new property—before selling the old one. Whether you're looking to buy your next home or bridge the gap in your home-selling process, a bridge loan can provide the financial flexibility you need to move forward with confidence.


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Residential ARM Loan

A Residential Adjustable Rate Mortgage (ARM) is ideal for homeowners who plan to move or refinance in the near future. An ARM allows you to enjoy lower costs upfront with the flexibility to adjust as your financial needs change. With multiple options available, you can find the one that best fits your needs.

Apply for a Residential ARM today!

 
 

Residential ARM Lot icon

Residential ARM Lot Loan

A Residential Adjustable Rate Mortgage (ARM) Lot Loan is a flexible financing option designed for purchasing a lot on which you plan to build your future home. This loan gives you the ability to secure a lot now and build your dream home when the time is right.

Apply for a Residential ARM Lot Loan today!

 

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Construction Loan

Designed to finance the building or renovation of a home or a second home, a construction loan is ideal for someone who wants to build their dream home or carry out significant renovations. We have construction loan programs tailored to your needs and goals.

Talk to our mortgage lender to start your Construction Loan Application today!

Want to lean more?

For current loan rate information, our Residential Mortgage Loan Officer is always ready to answer your questions, understand your goals and help you find the right loan to fit your needs. 
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